As a result of the cut, Karyn’s hours were reduced from 37-39 hours per week to an average of 25 hours per week.  She says the lost wages equate to more than her mortgage payment each month.  She is incensed that she has gone from paying extra on her mortgage each month–with money left over–to the situation of having to dip into her nest egg.  “This is just not sustainable,” Ruley said.  “I can’t save for retirement.  I’m taking side jobs to make ends meet.  They told us to wait and see how great it was going to be when it was fully implemented.  Why couldn’t they just let us keep what we had, what worked for us?”

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