Also, I cannot fight/dissect every battle out there to the nth degree, so what you may have missed or think we have is irrelevant.  I run a business as well as edit this blog and others.  There is most certainly a limitation to my efforts, even without same limitation on opinion.

The POB is an easy one for most to miss.  the real fight is to be had at the local level where boards and commissions will apply the tool.  Up here we are having that argument as-we-discuss this.  The fix was broadly accepted at the legislative level BECAUSE of all the hidden bankruptcies without it. Right or wrong.

Hardly shooting any messenger.  You say

"given the fact that this site has been accused very publicly of the same in the past...and didn't like it much either."

I Don't give a rats behind.  Too many folks are overly sensitive that THEIR message isn't seen as 'the truth.'  All of us here have many common convictions, and as well, many differing perspectives.  You bring another that I have yet to see, and am still trying to grasp. (its a little loose on the edges, and maybe not as clear)  If my responses don't make any sense, its because the input is less than stellar.  If that hurts your feelings and you "frankly resent" any of it, its no skin off of my back.