Health care exchanges that WORKED have been around for a while. Karl Denninger at the Market Ticker demonstrates how the ACA has screwed us using one of those exchanges for comparisons from 2013 to 2014.

I put it to the test, and I have determined that I will not have insurance after November of next year.

First, Thank God that we did not establish a 'Michigan Exchange' and then read the article, then compare for yourself.