But it comes with one flaw that the media will latch on and exploit: It costs money.

Responsible people have no problem with this.

However, a growing number don't share that sentiment. And that is who the media will hammer their message against personal responsibility to.

There was an "informational seminar" in Detroit about two weeks ago that garnered a ton of attention because of one hook they used: Free Health Insurance.

You would not believe the amount of people who showed up once they heard that line.

And much like Obamacare, all is not what it seemed on paper.