The bottom line is that the entire industry is a mess and there's no easy solution. My position is that I'd be willing to consider any solution that has a fair shot at working, even if it involves the government providing an option for public use (note: I inherently oppose any mandates). That said, Obamacare is not the answer because it is not a well-formed system as it relies on insanely optimistic assumptions on the economy to be fiscally viable, which is the opposite of helpful.

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