I would like to suggest to my fellow citizens that they find areas themselves to change how they're dealing with their finances, where they still have the freedom to do so. I know those areas are ever more restricted. Yet, there is a glaring one.

If we look at the almost $3,000 spent on entertainment we could spend some of that on a different product, if not in a different area. I'd suggest finding a 'rainy day savings' area. Regardless, leaving the funds in entertainment, a lot of this money is spent on games, cd's, movies...which goes directly to the celebrities et al, who are already filthy rich. They're paid to give us a piece of their mind when we should pay ourselves for our own peace of mind.