"Priority Health is highly efficient and spends more of every dollar on claims and expenses..."

ARE YOU GOD DAMNED KIDDING ME?

The bloody damned medical loss ratio is a LIMIT to a businesses efficiency. I can't even imagine what the profit margin is after you actually take payroll and other shit into account.

I mean, yeah, I guess it's not Priority's fault, and I guess selling it as "efficiency" will work well for the dumbasses sucking at the government teet, but in the real world, this 80/20 MLR is NOT a sign of efficiency, but rather a limit on it.